Connect Mutualser EPS and Wise. Payments and charges in your accounting, with Arbol.
How it works
A Mutualser EPS member writes to or calls your organization.
Arbol answers and asks for the Mutualser EPS order and authorization before offering a slot.
The appointment's payment or charge is recorded in Wise.
Your team reconciles from Wise, with every payment next to its appointment.
What each one is
Health insurer (EPS) in the subsidized and contributory regimes
Mutualser EPS
Mutualser EPS is a health insurer (EPS) with mutual-society roots: it began as Asociación Mutual Montes de María, a community health enterprise. Its administrative office is in Cartagena, and its members are in the Caribbean region, mainly in Bolívar, Córdoba and Atlántico.
Clinics work with Mutualser to report emergency care, request authorizations and manage patient referrals.
2,708,613 members as of August 2026: 2,342,211 in the subsidized regime and 366,402 in the contributory regime. Source: minsalud.gov.co (opens in a new tab)
Providers use its Zonaser Prestador portal to report emergency care, request authorizations and manage referrals, following Technical Annex 1 of Resolution 2335 of 2023.
Arbol API. Arbol already has an API for the EPS: your tech team connects your systems to Mutualser EPS from there.
Mutualser EPS integrationFinance and accounting
Wise
Wise is a finance and accounting tool.
A clinic uses it for payments, charges, invoices and reconciliation.
Wise integration
Questions
Do we need to build on the Wise API?
No. Arbol connects with Wise: your team turns it on from Arbol with your organization's account and approves what goes in.
Does the money go through Arbol?
No. The payment happens in Wise, into your organization's account. Arbol sends the link and records the conversation.
What happens to patient data?
They are health data, sensitive under Colombia's Law 1581 of 2012: processed for a stated purpose, with the patient's authorization and with encryption and isolation per organization. Every conversation is recorded and exportable.
Trademarks and logos belong to their owners. Mutualser EPS and Wise do not sponsor or endorse Arbol. All integrations · Arbol's API
Let's look at Mutualser EPS and Wise in your operation.
A 30-minute demo with your team: how you work today, what we connect first and how long it takes. You leave with a written proposal.